Using Aadhaar Payment Bridge in Scholarship Schemes
Direct
Benefit Transfer Scheme (DBT) – Procedure for Direct Transfer of Benefits through
Aadhaar Payment Bridge(APB) – Orders -
Issued.
FINANCE
(FC-I) DEPARTMENT
GO Ms No.2107 Dated: 25-04-2013
ORDER:
1.
The
Government of India has decided to introduce Direct Benefit Transfer (DBT)
Scheme in Hyderabad, Ranga Reddy, Ananthapur, Chittoor and East Godavari districts
on pilot basis with specific reference to pre-matric, post-matric and special scholarships
being administered by the Central Ministries of Social Justice and Empowerment,
Human Resource Development, Tribal Affairs, Minority Affairs, Health and Family
Welfare and Labour and Employment from 1st January 2013. The list of
directly administered Central schemes brought under DBT is attached to this
order as Annexure-I.
2.
As per the
guidelines issued by the Government of India, in all cases where Aadhaar number
has been seeded into the beneficiary database by the Implementing Department as well as in the banks’ Core
Banking Solution (CBS),Payment Advice should be made through Aadhaar Payment
Bridge(APB). In this context, the Government of Andhra Pradesh has decided to
introduce the system of transferring benefits through the Aadhaar Payment Bridge
for those schemes where the funds are administered
by the State Government (Annexure-II). This system of direct transfers will be
introduced on pilot basis in Hyderabad, Chittoor and East Godavari districts for the schemes specified in Annexure-II. The
Government intends to extend DBT for these schemes to the entire State based on
the experience gained from the above three districts.
3.
Accordingly,
Government hereby order that all payments relating to the schemes listed in Annexure-
II of this Order be done through APB for those beneficiaries whose Aadhar
numbers are seeded in the database as well as CBS with immediate effect in the
districts of Hyderabad, Chittoor and East Godavari. Those beneficiaries whose
Aadhar numbers are yet to be seeded either in the beneficiary database or CBS
will continue to receive payment through the existing E-pass system for ninety
days after which all payments shall be effected through APB.
4.
Registration
with NPCI: One
of the requirements for migrating to APB platform is that the Implementing
Departments are
required to apply for APB User Registration with National Payments Corporation
of India (NPCI) through their Sponsor Bank for each scheme separately in the
format given at Annexure-III. Therefore, the
Principal Secretaries of Departments concerned with the implementation of schemes
listed in Annexure-II are hereby ordered to work out the modalities and to seek
registration with NPCI along with the Sponsor Bank immediately.
5. Procedure for Payment Authorisation by the
Treasury:
All Departments migrating to APB platform are directed to submit their bills to the Treasury in the usual Bill format
along with an electronic file containing details of the Aadhaar number, scheme
reference number and the amount to be paid to the Sponsor Bank in the format
placed at Annexure-IV. In case of
beneficiaries whose Aadhaar numbers have not been seeded in the Department’s
beneficiary database or in the bank accounts, the Departments shall submit a
separate bill to the treasury along with bank account details of beneficiaries
in Annexure-V. The Treasury after passing the bill shall send Payment Advice to
the Sponsor Bank in an electronic form, in XML/ Excel sheet duly authenticated
containing a Unique Transaction Reference Number, beneficiary Aadhaar number
and the amount.
5.
In case of
those without Aadhaar numbers, the Sponsor Bank may make the payment based on
the bank account details using ECS or NEFT until further orders.The
Sponsor Bank will prepare the input file for APB containing a proper file
naming convention, header record and detailed individual records. The bank
after executionof payment advice shall send the confirmation of payment or, in
case of failed transactions, the details
thereof, to the Implementing Department concerned and to the Treasury that sent
the payment Advice.
6.
All the Departments
concerned, Treasuries and PAOs shall follow these instructions scrupulously.
Convenor, State Level Bankers’ Committee shall ensure that the procedures laid
down in this GO are followed by the banks concerned.
Annexure –I
DIRECT
BENIFITE TRANSFER SCHEME
SCHEMES ADMINISTRED
BY CENTRAL GOVERNMENT
Sl. No
|
Ministry/ Department
|
No. of Schemes
|
CS/ CSS
|
Name of the Schemes
|
|
1
|
M/o Social Justice & Empowerment
|
2
|
1
|
CS
|
National Overseas Scholarship for SC Students
|
2
|
CS
|
Top class Education Scheme
|
|||
2
|
M/o Human Resources Development, D/o Higher Education
|
3
|
1
|
CS
|
Scholarship to Universities/ College
students
|
2
|
CS
|
Fellowship Schemes of UGC
|
|||
3
|
CS
|
Fellowship Schemes of AICTE
|
|||
3
|
M/o Human Resources Development, D/o School Education & Literacy
|
2
|
1
|
CS
|
National Means cum Merit Scholarship
|
2
|
CS
|
National Scheme for Incentive for the girl
child for secondary Education.
|
|||
4
|
M/o Tribal Affairs
|
2
|
1
|
CS
|
Top Class Education System
|
2
|
CS
|
Rajiv Gandhi National Fellowship
|
|||
5
|
M/o Minority Welfare Department
|
1
|
1
|
CS
|
Maulana Azad National Fellowship
|
6
|
M/o Women and Child Welfare
|
2
|
1
|
CS
|
Dhanalakshmi Scheme
|
7
|
M/o Labour and Employment
|
5
|
1
|
CS
|
Scholarship to the Children to Beedi
workers
|
2
|
CS
|
Housing subsidy to Beedi Workers
|
|||
3
|
CSS
|
Stipend to children in the special schools
under the child labour project.
|
|||
4
|
CS
|
Stipend to trainees under the scheme
welfare of SC/ST job seekers through coaching, Guidance and Vocational
Training
|
|||
5
|
CSS
|
Payment of stipend to trainees under Scheme
of Skill Development in 34 District affected by Left Wing Extremism(LWM)
|
|||
Total
|
17
|
||||
Chief Secretary to Government
Annexure-II
DIRECT BENIFITE TRANSFER
SCHEME
SCHEMES
ADMINISTRED BY STATE GOVERNMENT
Sl. No
|
Department
|
Name of the
Schemes
|
1
|
Social Welfare
|
Post Matric Scholarship for SC Students.
|
Pre-Matric Scholarship for SC Students
|
||
Pre-Matric Scholarship
for Children of those engaged in unclean occupations
|
||
Upgradation of merit of SC Students
|
||
2
|
BC Welfare
|
Post Matric Scholarship for OBCs
|
Pre-Matric Scholarship for BC Students
|
||
Post Matric Scholarship for BCs
|
||
3
|
Tribal Welfare
|
Pre-Matric Scholarship for ST Students
|
Post Matric Scholarship for ST Students.
|
||
4
|
Minority Welfare
|
Post Matric
Scholarship Scheme
|
Pre-Matric Scholarship
Scheme
|
||
Merit cum Means
Scholarship Scheme
|
||
5
|
Health Medical & Family welfare
|
Janani Suraksha Yojana
|
6
|
Women and Child Welfare
|
Indira Gandhi Matritva
Sahyog Yojana (IGMSY)
|
Chief
Secretary to Government
Annexure-III
Annexure-IV
Format
for Sending Payment Advice Based on Beneficiaries Aadhaar
S.No
|
Filed
|
Data Type
|
Length
|
Format
|
Mandatory/Optional
|
Description
|
1
|
Beneficiaries Aadhaar Number
|
Numeric
|
12
|
Mandatory
|
As per Aadhaar format
|
|
2
|
Amount to be Credited in Paise
|
Numeric
|
13
|
Mandatory
|
Amount to be in paise
Left padded with zeros
0000000000300 for 3 Rupees for example
|
|
3
|
Unique Transaction Reference Number
|
Alphanumeric
|
13
|
Mandatory
|
Has to be unique for the used for the day
|
|
4
|
Beneficiaries Bank Identifier or IIN
|
Numeric
|
6
|
Optional
|
If this is provided, the APB system will send the
transaction to the given bank. If not provided, it will use the mapper to
resolve the bank IIN. If no mapper found, transaction will get rejected.
|
|
5
|
Payment Remark
|
Alphanumeric
|
25
|
Mandatory
|
Reason for payment
|
There will be some additional information
that the department has provide to Sponsor Bank for every file of transactions
that they transmit to the Sponsor Bank. They are
-
The User Number given to the department by
the Sponsor Bank
-
The account that the Sponsor Bank can debit
for the transfers and the authorization for the same based on the account rules
(approved and authorized signatories).
-
The Business Date/Value data for all the
transactions.
Note: Aadhaar based payment per supposes
that the AADHAAR is linked to the Bank Account and Banks have updated the NPCI
Mapper.
Annexure-V
Format for
Sending payment Advice Based on Beneficiaries Aadhaar
1.
Using ECS/NECS
S.No
|
Filed
|
Data Type
|
Length
|
Format
|
Mandatory/Optional
|
Description
|
1
|
Beneficiaries Bank MICR Code
|
Numeric
|
9
|
000000000
|
Mandatory
|
400002001 for SBI for example
|
2
|
Beneficiaries Bank Account Number
|
Alphanumeric
|
15
|
Mandatory
|
||
3
|
Beneficiaries name
|
Alphanumeric
|
40
|
|||
4
|
Amount to be Credited
|
Numeric
|
13
|
Mandatory
|
Amount to be in paise
Left padded with zeros 0000000000300 for 3 Rupees for example
|
|
5
|
Unique Transaction Reference Number
|
Alphanumeric
|
13
|
Mandatory
|
Has to be unique for the used for the business day
|
|
6
|
Payment Remark
|
Alphanumeric
|
25
|
Mandatory
|
Reason for payment
|
There will be some additional information that the
department has to provide to Sponsor Bank for every file of transactions that
they transmit to the Sponsor Bank. They are
-
The User Number given to the
department by the Sponsor Bank
-
The account that the Sponsor
Bank can debit for the transfers and the authorization for the same based on
the account rules (approved and authorized signatories).
-
The Business Date/Value data
for all the transactions.
2.
Using NEFT
S.No
|
Filed
|
Data Type
|
Length
|
Format
|
Mandatory/Optional
|
Description
|
1
|
Beneficiaries Bank IFSC Code
|
Numeric
|
11
|
000000000
|
Mandatory
|
ICIC0000007 for example
|
2
|
Beneficiaries Bank Account Number
|
Alphanumeric
|
15
|
Mandatory
|
||
3
|
Beneficiaries name
|
Alphanumeric
|
40
|
|||
4
|
Amount to be Credited
|
Numeric
|
13
|
Mandatory
|
Amount to be in paise
Left padded with zeros 0000000000300 for 3 Rupees for example
|
|
5
|
Unique Transaction Reference Number
|
Alphanumeric
|
13
|
Mandatory
|
Has to be unique for the used for the business day
|
|
6
|
Payment Remark
|
Alphanumeric
|
25
|
Mandatory
|
Reason for payment
|
There will be some additional information that the
department has to provide to Sponsor Bank for every file of transactions that
they transmit to the Sponsor Bank. They are
-
The User Number given to the
department by the Sponsor Bank
-
The account that the Sponsor
Bank can debit for the transfers and the authorization for the same based on
the account rules (approved and authorized signatories).
-
The Business Date/Value data
for all the transactions.
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