Norms of Assistance for Loss of Crops



Norms of Assistance for Loss of Crops
Financial assistance to farmers by way of immediate relief in the event of disaster is provided as per the norms of assistance in the Ministry of Home Affairs guidelines on revised items and norms of assistance under SDRF/NDRF dated 8th April, 2015. The revised norms of assistance for loss of crops was enhanced from Rs.4500/- per hectare to Rs.6800/- per hectare under rainfed conditions, from Rs.9000/- to Rs.13500/- per hectare under irrigated condition and from Rs.12000/- to Rs.18000/- per hectare for perennial crops. In addition farmers having suffered 33% loss to crops are now entitled to receive financial assistance in place of a minimum threshold of crop loss of 50% which obtained earlier.

Assistance under SDRF/NDRF provided is for immediate relief and not by way of compensation for the loss suffered. The main objective of the relief fund is to provide immediate assistance to farmers affected by the calamities.

The State Governments are to take utmost care and ensure that all individual beneficiary-oriented assistance from SDRF/NDRF is necessarily/mandatorily disbursed through the bank account (viz; Jan Dhan Yojana etc.) of the beneficiary.

The Govt. of India is assisting the State Govts. and seed producing agencies for seed related activities through various ongoing schemes/programmes of the Department including National Food Security Mission (NFSM), National Mission on Oilseeds and Oil Palm (NMOOP), Mission on Integrated Development of Horticulture (MIDH), Rashtriya Krishi Vikas Yojana (RKVY), Sub-Mission on Seeds & Planting Material (SMSP) under National Mission on Agricultural Extension & Technology (NMAET).

Reserve Bank of India (RBI) has issued Standing Guidelines for Relief Measures to be provided by respective lending institutions in areas affected by natural calamities which, inter alia, include identification of beneficiaries, extending fresh loans and restructuring of existing loans, relaxed security and margin norms, moratorium etc. The moment calamity is declared by the concerned District Authorities, these Guidelines have been so designed that they are automatically set in motion without any intervention and this saves precious time.

RBI has allowed State Level Bankers’ Committee/ District Level Consultative Committees/ Banks to take view on rescheduling of loans if the crop loss is 33% or more. Banks have been advised to allow maximum period of repayment of upto 2 years (including the moratorium period of 1 year) if the crop loss is between 33% and 50%. If the crop loss is 50% or more, the restructured period for repayment is extended to a maximum of 5 years (including the moratorium period of 1 year). The Banks have further been advised that all short-term loans eligible for restructuring are converted into term loan. In all cases of restructuring, moratorium period of at least one year is granted. The existing term loan installments are rescheduled.

This information was given by the Minister of State for Agriculture Shri .Mohanbhai Kalyanjibhai Kundariya in Rajya Sabha today. 

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Implementation of Modified Crop Insurance Scheme
The salient features of the Prdhan Mantri Fasal Bima Yojana (PMFBY) approved recently for its implementation from current Kharif 2016 season are annexed.

In addition to Agriculture Insurance Company of India Ltd. (AIC), 10 private general insurance companies namely, ICICI-Lombard, IFFCO-Tokio, HDFC-ERGO, Cholamandalam-MS, Reliance General, Future-Generali, Tata-AIG, SBI General, Universal Sompo and Bajaj-Allianz have been empanelled to participate in the scheme.

Government is undertaking a comprehensive publicity and awareness programme to educate the farmers about the benefit of crop insurance schemes. Capacity building and training programmes for other stakeholders are also being organized. The salient activities under awareness campaign, involve the publicity of features & benefits of the scheme through advertisements in leading National/local News Papers, telecast through audio-visual media, distribution of pamphlets, participation in agriculture fairs / mela / gosti and organization of workshops / trainings and SMS through Kisan Portal etc. State Governments/UTs. are also being regularly persuaded to increase the coverage including notifying more crops under crop Insurance schemes. Recently, one day seminar/kisan fair especially on the PMFBY has been organized at various Krishi Vigyan Kendras (KVKs) between 30th March to 5th April, 2016 throughout the country.

The scheme is being implemented on actuarial premium rates basis which would be obtained by the bidding process. However, Farmer’s share in premium for food & oilseeds crops has been fixed at maximum 2% and 1.5% of sum insured for Kharif and Rabi seasons respectively. In case of annual commercial/horticultural crops maximum premium is 5%. The remaining part of the actuarial premium would be shared by the Central and State Governments on 50: 50 basis.

Salient Features of PMFBY

i) Provide comprehensive insurance coverage against crop loss on account of non-preventable natural risks, thus helping in stabilising the income of the farmers and encourage them for adoption of innovative practices.

ii) Increase the risk coverage of Crop cycle – pre-sowing to post-harvest losses.

iii) Area approach for settlement of claims for widespread damage. Notified Insurance unit has been reduced to Village/Village Panchayat for major crops

iv) Uniform maximum premium of only 2%, 1.5% and 5% to be paid by farmers for all Kharif crops, Rabi Crops and Commercial/ horticultural crops respectively.

v) The difference between premium and the rate of Insurance charges payable by farmers shall be provided as subsidy and shared equally by the Centre and State.

vi) Uniform seasonality discipline & Sum Insured for both loanee & non-loanee farmers

vii) Removal of the provision of capping on premium and reduction of sum insured to facilitate farmers to get claim against full sum insured without any reduction.

viii) Inundation has been incorporated as a localized calamity in addition to hailstorm and landslide for individual farm level assessment.

ix) Provision of individual farm level assessment for Post harvest losses against the cyclonic & unseasonal rains for the crops kept in the field for drying upto a period of 14 days, throughout the country.

x) Provision of claims upto 25% of sum insured for prevented sowing.

xi) “On-Account payment” upto 25% of sum insured for mid season adversity, if the crop damage is reported more than 50% in the insurance unit. Remaining claims based on Crop Cutting Experiments (CCEs) data.

xii) For more effective implementation, a cluster approach will be adopted under which a group of districts with variable risk profile will be allotted to an insurance company through bidding for a longer duration upto 3 years.

xiii) Use of Remote Sensing Technology, Smartphones & Drones for quick estimation of crop losses to ensure early settlement of claims.

xiv) Crop Insurance Portal has been launched. This will be used extensively for ensuring better administration, co-ordination, transparency and dissemination of information.

xv) Focused attention on increasing awareness about the schemes among all stakeholders and appropriate provisioning of resources for the same.

xvi) The claim amount will be credited electronically to the individual farmer’s Bank Account

xvii) Adequate publicity in all the villages of the notified districts/ areas

xviii) Premium rates under Weather Based Crop Insurance Scheme (WBCIS) have also been reduced and brought at par with new scheme. Further, capping on Actuarial premium and reduction in sum insured has been removed in this scheme also.

xix) In addition, a Unified Package Insurance Scheme (UPIS) has also been approved for implementation on pilot basis in 45 districts of the country from Kharif 2016 season to cover the other assets/activities like machinery, life, accident, house and student-safety for farmers alongwith their notified crops (under PMFBY/ Weather Based Crop Insurance Scheme - WBCIS).
This information was given by the Minister of State for Agriculture Shri .Mohanbhai Kalyanjibhai Kundariya in Rajya Sabha today. 

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Skill Development Programmes for Farmers

            A number of ongoing schemes and programmers of the Government have an inbuilt component of capacity building and training of farmers in the field of agriculture and allied sectors. A list of such schemes is given below. Information regarding allocation and expenditure of funds during each of the last three years and the current year under various schemes has been depicted below.

            Details of farmers trained during last three years under various schemes are also given below. For current financial year 2016-17, the details of financial allocation and expenditure and physical achievement is being compiled.

Farmers gained knowledge and skill on latest technologies through training and hands-on experience resulting in increased productivity and income. Skills imparted to farmers are wide ranging and include improved agronomic practices, farm diversification, mechanization, animal husbandry, marketing etc.

List of the schemes having skill development/ training of farmers   
1.  National Mission on Agricultural Extension and Technology (NMAET)
a. Sub-Mission on Agricultural Extension (SMAE) (including Extension Reforms)
b. Sub-Mission on Seed and Planting Material (SMSP) (including Seed Village Programme)
c. Sub-Mission on Agricultural Mechanization (SMAM)
d.  Sub-Mission on Plant Protection and Plant Quarantine (SMPP)
 2. National Food Security Mission (NFSM)
 3. Mission on Integrated Development of Horticulture [including   erstwhile National Horticulture Mission (NHM) & Horticulture Mission for North Eastern States & Himalayan States etc.
4. National Mission on Oilseed and Oil Palm (NMOOP) (including             erstwhile Integrated Scheme of Oilseeds, Pulses, Oil Palm and   Maize)
5. National Mission on Sustainable Agriculture (NMSA)
6. Integrated Scheme for Agricultural Marketing (including Rural   Godown Component)
7. Crop Diversification Programme in Original Green Revolution     States.
8. Krishi Vigyan Kendras (KVKs) under Indian Council of Agricultural     Research (ICAR)
9. National Livestock Mission
10. Schemes of NFDB of Animal Husbandary, Dairying and Fishery
11. National Scheme of Welfare of Fishermen.

Statement Showing State-wise/Year-wise Details of Budget Earmarked, Utilised & Persons Benefitted

FA = Fund Allocation (Rs. in Lakh)
FU= Fund Utilization (Rs. in Lakh)
PB= Persons Benefited (in Number)

S. No.
STATE

FA
FU
PB
1
Andhra Pradesh
7566
7327
86677
2
Bihar
168.67
168.67
125918
3
Chhattisgarh
12817
8272
38215
4
Gujarat
8477
8334
101049
5
Goa
316.7
300.4
315
6
Haryana
7256
7198
60426
7
Himachal Pradesh
3301.9
3193
20281
8
Jammu & Kashmir
6565.82
6269.01
59222
9
Jharkhand
4914
4750
252827
10
Karnataka
8375
8321
100143
11
Kerala
4081
4062
20270
12
Madhya Pradesh
6079.9
5903.1
327549
13
Maharashtra
103107.6
13861.38
100767
14
Odisha
6453.38
6269.87
92080
15
Punjab
4968
4938
105943
16
Rajasthan
6051
5678
87221




S. No.
STATE
2015-16
FA
FU
PB
17
Tamilnadu
6961.7
6420.7
328851
18
Uttar Pradesh
5039.93
4533.91
175498
19
West Bengal
3726
3198
57541
20
Assam
67.81
67.81
22636
21
Arunachal Pradesh
282.7
247.6
4900
22
Manipur
4052
3793
13806
23
Meghalaya
2834
2833
13942
24
Mizoram
3579
3542
29568
25
Nagaland
3674.3
3586.5
14219
26
Tripura
0
0
0
27
Sikkim
3504
36.3
6730
28
Puducherry
140.2
109.3
2231
29
Uttarakhand
2400
2360
55993
30
Delhi
55.96
55.96
1000
31
Andaman & Nicobar
34.71
18.15
2000
32
Telangana
4327.57
4219.06
18938

Total
231178.9
129866.7
2326756





























This information was given by the Minister of State  for Agriculture Shri .Mohanbhai Kalyanjibhai Kundariya in Rajya Sabha today.  

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Development of Latest Information Technology for Farmers
Government is implementing a Mission Mode Project-National e Governance Plan–Agriculture (NeGP-A) for helping farmers access information related to latest technology. This project has been approved at a total cost of Rs.858.79 crore for implementation of this scheme over the entire country. 12 clusters of services have been identified for the project. Dissemination of Information to the farmers have been aimed through various delivery channels including Common Service Centres, Web Portals, SMSs and Kisan Call Centres, Mobile Apps etc.

Many important Portals have been developed under NeGP-A such as:

mKisan Portal to enable Officers, Scientists and Experts from all Organizations and Departments of the GoI and State Governments (including State Agriculture Universities (SAUs), Krishi Vigyan Kendras (KVKs) and Agro – Meteorological Field Units (AMFUs) all over the country for disseminating information (giving topical & seasonal advisories and providing services through SMSs to farmers in their local languages) on various agricultural activities to registered farmers.

Secondly, Farmers’ Portal has been developed to serve as One Stop Shop for all the farmers for accessing information on agricultural activities. Farmers can get information about package of practices; crop/seed varieties; common pests; dealer network for seeds, fertilizers & pesticides; machinery and tools; agro-met advisories etc.

Thirdly, Soil Health Card Portal has been developed for registration of Soil samples, recording test results of soil samples and generation of Soil Health Card (SHC) along with fertilizer recommendations.

Besides other Portal such as Crop Insurance Portal, PGS Portal, Agmarket Portal have been developed to provide information to farmers. Also, the Department had developed mobile applications for information on Hail Storm, Crop Insurance, Agri Market etc.

Government has also launched mobile Apps like Kisan Suvidha, PUSA KRISHI to help farmers by providing relevant information on weather, input dealers, market price, plant protection, expert advisories and latest technologies etc.

Under Market Research and Information Network (MRIN) Scheme, market information, on prices and arrivals of agricultural commodities in wholesale markets is disseminated to farmers and other stakeholders.

A scheme for setting up of National Agriculture Market (NAM) through Agri-Tech Infrastructure Fund (ATIF) was approved by the Government with a budget of Rs.200 crore.

NAM software has been launched by Hon’ble Prime Minister on 14.04.2016 in 21 mandis of 08 States for trade in 25 agri-commodities. This will provide transparency in trading, price commensurate to the quality real time price discovery based on actual supply and demand.

The farmers in the country are not deprived of the weather information. Farmers in the country are provided with weather information along with advisories through different modes of communication like AIR, TV, Print media, private TV channels, SMS and IVR technology using mobile phones.

The Government has introduced several latest information technology initiatives to provide weather information to the farmers. Under modernization plan, Earth System Science Organization-India Meteorological Department (ESSO-IMD) has installed 706 Automatic Weather Stations (AWS) and 129 Agro-AWS throughout the country. In addition to that, satellite data received through KALPANA and INSAT 3A, INSAT 3D geostationary satellite data are extensively used in weather forecasting. In addition, Indian Council of Agricultural Research created a network of 71 Automatic Weather Stations (AWS) in the selected KVKs and State Agricultural Universities under National Initiative on Climatic Resilient Agriculture (NICRA) project; hosting of a dedicated website for continuous online monitoring of instant weather data across the locations; preparation and dissemination of micro level weather based agro-advisories to farmers.

Under the “Gramin Krishi Mausam Sewa (GKMS)” Project, Earth System Science Organisation-India Meteorological Department (ESSO-IMD) is providing SMS based alert system particularly for extreme events like cyclone, unusual rainfall hailstorm etc., for the benefit of the farmers in the country. The Government has launched the Nowcast-Extreme weather Alerts services to farmers on 18 June, 2015 for providing localized Extreme Weather Warnings through SMSs, to more than 1.8 crore farmers registered on mKisan Portal. Also, under this project, District level weather forecast for next 5 days of weather parameters like Temperature (Maximum and Minimum), Rainfall, Relative Humidity, Cloud, Wind and also Agromet Advisories are sent to farmers twice a week.

This information was given by the Minister of State for Agriculture Shri .Mohanbhai Kalyanjibhai Kundariya in Rajya Sabha today. 

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Development of Low Erucic Acid Varieties of Mustard
The All India Coordinated Research Project on Rapeseed-Mustard (AICRPRM) of Indian Council of Agricultural Research (ICAR) has developed eight low erucic acid varieties of Indian mustard namely Pusa Karishma, Pusa Mustard 21, Pusa Mustard 22, RLC-1, Pusa Mustard 24, RLC-2, Pusa Mustard 29 and Pusa Mustard 30.

About 2300 kg breeder seed of these improved varieties was provided to various public and private seed producing agencies during the last five years ending 2014-15, in order to make available their quality seed to the farmers for large scale cultivation.
Besides, Pusa Mustard 30 variety has been licensed to three seed companies such as M/s Malwa Enterprises, Punjab; M/s Arpan Seeds Pvt Ltd., Rajasthan and Ajeet Seeds, Aurangabad for its multiplication and distribution among the farmers.   

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